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Car Accident FAQs Get Help, Get Hope

What to Do After a Car Accident FAQs

Our experienced Des Moines personal injury lawyers give you the answers

After an auto accident, you likely have many questions. The Hope Law Firm, PLC in Des Moines answers frequently asked questions so you have important information at your fingertips. You can also schedule a free consultation with our personal injury lawyers to ask specific questions related to your accident and injuries.

Schedule your free consultation with our Des Moines auto accident lawyers today

For answers to your legal questions, call The Hope Law Firm, PLC at (515) 298-5056 or contact us online. Your first consultation is free, so you risk nothing by meeting with someone from our knowledgeable team of personal injury lawyers.

Should I provide a statement to an insurance company without a lawyer’s help?

It is in your best interests to provide only your contact information to an insurance company until you consult with a lawyer. The more significant your injuries, the more imperative it becomes to seek legal counsel before providing any statement.

Will I have to go to trial to recover damages?

About 95 percent of personal injury cases filed settles prior to trial.

What is considered “pain and suffering?”

Pain and suffering includes harm caused by physical injury and mental anguish experienced through avoiding activities you engaged in prior to your accident and the potential of surgery.

Can the insurance company refuse to pay my medical bills if my car was not damaged?

No. While the insurance company may try to draw a direct correlation between damage done to your car and the severity of your personal injury, it is possible that the body sustains damage even if the car did not. The reverse may also be true — a car might experience major impact, but the people might only suffer minor cuts and bruises.

The insurance company has offered me far less for my vehicle than what I owe on it. I thought they had to at least pay off my loan.

Your insurance company is typically only required to pay the cash value of the vehicle. It does not have to pay your loan.

How long does it take for a car accident case to settle?

The timeline for settlement depends on the facts of your individual case. Our personal injury lawyers act decisively to settle your case for the amount you deserve in as short a time as possible. Our team has substantial experience dealing with insurance companies, and we know how to keep your case moving forward.

What happens if I get in an accident in someone else’s car?

If you are an occupant or the driver of another person’s car, the owner’s insurance company typically covers the claim. You can also file a claim with your own auto insurance company.

Do I need a personal injury lawyer if I am not at fault?

An experienced personal injury attorney can help you recover the maximum possible damages for your injuries. The Hope Law Firm, PLC offers a free consultation, so you can discuss your options without risk.

Should I report a car accident if it seems like there are no injuries?

Symptoms of injuries often do not manifest right away. You may not feel pain from a soft-tissue injury or herniated disk for several hours, for example. Also, you may not realize you suffered a head injury until friends notice changes in your cognition, memory and coordination. For this reason, you should seek an evaluation from a medical professional after an accident and report your accident to police and to your insurance company as soon as possible. Your insurance company may not cover your damages if you fail to report the car accident in a timely manner.

How much money can I get for my auto accident damages?

Our PI lawyers can only answer this question after we fully assess the facts of your case and the extent of your injuries. We discuss your legal options and potential outcomes at your free consultation.

How long do I have to report an injury?

Your insurance policy states how long you have to report an injury to your insurance company. However, we advise you to notify your insurance company as soon as possible so your agent can begin processing your claim.

How long do I have to file a claim?

Iowa has a two-year statute of limitations for filing a lawsuit for personal injury damages. However, The Hope Law Firm, PLC urges you to pursue your case right away so your claim can be resolved sooner.

Why Hire Hope Law Firm?

  • Thousands of cases successfully handled for our clients.
  • We offer payment plans & flexible hours to meet your needs.
  • We treat you with compassion, honesty, dignity and respect.
  • We take an aggressive approach & have a proven track record.

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